Where the principal borrower and surety are undergoing CIRP, the creditor should be allowed to file claims in the CIRP of both. Choose the best explanation as to why the IBC permits the creditor file claims in both CIRPs:

The risk of creditor unjustly enriching itself is minimal and almost non-existent
The chance of both the principal borrower and surety undergoing CIRP simultaneously is almost impossible
The creditor cannot claim more amount than due to it irrespective of it filing claims in one or both the CIRPs
Principal borrower and surety are jointly and severally liable to the creditor is a key feature of the contract of guarantee